retirement

A stakeholder pension is a low charges private pension scheme that has been available since 2001.

There are no entry charges, no exit charges no transfer penalties and no early retirement penalties.

Simple charges:

• A maximum fund charge by the pension company of 1.5% pa for the first 10 years
• A maximum fund charge pension company of 1.0% pa thereafter

This makes stakeholder pensions very simple to understand with no confusing hidden charges, unlike most peoples pensions.

Even Better - Fantastic - Nil Commission Pension Contracts

Working on a fee basis, we obtain discounted pension contracts for our clients with annual management charges below 1.0% pa.

This may seem insignifcant.  But compare the following:

• Example Pension Scheme: £30,000 fund.  Normal Annual Management Charge 1.5% pa.
• This means a deduction by the pension commpany of £450 per year and rising when the value of your pension fund is bigger.

Example Nil Commission Pension Plan Through Us

Annual charge 0.7% pa (for larger funds we can get charges as low as 0.1% - 0.35% pa).

• £30,000 fund, equivalent annual management charge of £210 saving hundreds of pounds.
• This is not a one off saving.
• This is a yearly saving.
• We are independent and can choose from the whole market of pension companies for you.

Fee Based Advice:  contact us about paying a one off fee and working on a nil commissions basis

Read our Commissions versus Fees article - Johnny Salesman