insure & invest

Investment Returns and Charges

Are green fund charges higher?

Given that there is a greater level of research and screening done to decide which area to invest client funds in and the fact that more information is supplied to investors about their screening criteria and investment choices, the fund charges are higher.

How much higher?

We suggest that you would expect to pay no more than between an addition 0.5% and 1.0% per year for the choice of investing with your conscience on returns and charges.

What does that mean?

The higher charge means that your investment return is marginally lower each year than a comparable return for a non-ethical fund.

Is performance poor?

On the contrary, socially responsible investment is much more widespread now than it was.  Most insurers and investment houses offer access to green and ethical funds.

Ethical funds are mainstream now and fund performance is comparable with any other sector.  It has risks and rises and falls as does any other area.

Green is growing

We are more aware socially than we were three years ago, yet alone 5 or 10.  Socially Responsible Investments SRI is a growth area.  You only have to think about the following areas to know that there are huge opportunities for investment: 

• Clean energy
• Environmental services
• Green transport
• Sustainable living
• Waste management
• Water management

Ethical investment is here to to stay and it will continue to grow in both popularity and results.

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