Save 24 Trees With Online Financial Advice
Save 24 Trees With Online Financial Advice
Did you know that taking online financial advice from us could save the equivalent of 24 trees each?
Lower Carbon Footprint Financial Advice
Changing how you obtain financial advice could save literally thousand of pounds in both money and environmental costs and save 24 trees.
By dealing with us online and by email you will not only save thousands of pounds in reduced policy charges and reduced commissions and fees, you will also save hundreds of pounds each year in reduced carbon dioxide emissions (CO2e) and yet still ensure you are advised by a highly qualified adviser wherever you or they may be and also save 24 trees.
Impact of meeting your financial adviser
We have calculated the impact on the environment for a client dealing by normal face to face meetings and post at a cost of 175 lbs CO2e each year.
Pounds off the environment
We can talk to you as normal by telephone or via the web and issue quotations, letters and reports online. The environmental saving, after deducting emissions for say two hours computer time use per month at only 4lbs CO2e per year, is a net reduction in your carbon footprint of 171 lbs CO2e per year.
Save 24 trees
Over a longer term relationship with us, for example planning to retirement or over the lifetime of your mortgage, that is the equivalent to 24 trees saved, or just over one tree per year saved in paper and power.
Carbon offset instead?
Alternatively, to offset your carbon footprint, you would each need to plant 10-15 trees to absorb the CO2e in dealing with our finances face to face.
Pounds in your pocket
We also reflect reductions in cost of delivering financial advice by offering huge commission discounts of up to 100% on the products that we advise on.
We believe people prefer to pay us to be at our desks working full time for our clients rather than paying us to sit in a traffic jam trying to get to you.
Free Time and No Sales Pitch
By seeing an adviser at home or in the office it also uses up your valuable free time. This is reduced significantly online by having reports, research and recommendations arrive in your email when you want them. You will also avoid the ‘salesman’ trying his best to ‘close the sale’.
Experts on Hand 24/7
In addition, you have the security and peace of mind to know that you are being advised by award winning financial planning experts rather than the local bank or insurance salesman.
How did we calculate CO2e:
Paper: 24 trees = 1 ton of paper = 400 Reams of paper = 200,000 sheets = 2,500 KWh = 3375 lbs CO2e (enough to power a 3 bedroomed home for a year) Source: Biernam CJ (1993) - Essentials of Pulp and Papermaking
Travel: 1,000 Miles a year generates for an average medium sized diesel car = 0.30 tonnes of CO2e = 661 lbs CO2e. Source www.carbonpassport.com
Postal Deliveries: 495,567 tonnes CO2 based upon 30.66bn items delivered = 16g CO2e per item plus office costs = 26g CO2e per item. Source Royal Mail 2005/2006 emissions figures.
Computer Power: 1 computer permanently on 24 hours a day = 1,500 lbs CO2e per year. 1 hour = 0.17 lbs CO2e. 2 hours use a month = 4 lbs CO2e per year. Source: www.tufts.edu
Absorbtion of CO2e: Average tree absorbs between 3-15 lbs CO2e per year. Source: www.tufts.edu
Average Client File Generates Per Year:
- 500 sheets of paper a year = 8.5 lbs CO2e. Source: Need An Adviser.
- 20 letters posted each year = 1.2 lbs CO2e. Source: Need An Adviser
Average ‘On the Road’ Financial Adviser:
- 20,000 miles a year = 80 clients = 250 miles per year per client (allows for all meetings and journeys in connection with a client e.g. clients, provider, lenders, seminars etc) = 165 lbs CO2e per client. Source: Need An Adviser.
Total CO2e Cost Per client: 175 lbs CO2e per year. Other allowances for adviser office costs ignored as office will still be open and used whether see client face to face or remotely.
